Finance Information


We offer various payment options including finance and interest free credit. Together with our finance partner, V12 Retail Finance, we can help our customers to spread the cost of purchases between £300.00 and £15,000.00 with only a 10% deposit payable in advance. Payment terms are between 6 months and 48 months. Subject to status. Minimum spend applies.

Please see representative examples below:

Representative Example -
0% Interest Finance

Cash Price£1500.00
Deposit£150.00
Amount of Credit£1350.00
Loan Term12 Months
Interest Rate0.00%
Monthly Repayments£112.50
APR %0.00% APR Representative
Total Cost of Credit£0.00
Total Amount Payable£1500.00
Representative Example -
Interst Bearing Finance -
9.9% APR Representative 
Cash Price£494.00
Deposit£49.41
Amount of Credit£444.60
Loan Term24 Months
Interest Rate5.08%
Monthly Repayments£20.41
APR %
9.85% APR Representative
Total Cost of Credit£45.24
Total Amount Payable£539.24



 


How to Apply

It is fast and easy to apply for finance. Simply follow the steps below

  1. Once you have found the item you are looking for, head to the checkout as usual
  2. Click the 'Apply for Finance with V12' payment method
  3. When completing the application you will be asked for certain details so please make sure you have the following information to hand:
        Email address and contact telephone number
        Bank details - Account number and sort code
        Employment and income information
  4. You will then be taken to our trusted secure finance partner; V12 Retail Finance
  5. You can then complete the online application
  6. Once the process is complete and accepted you will be able to sign your documents electronically.
  7. You will then receive an email confirmation within 24 hours
    Please note: All finance offers are subject to acceptance.

Who Can Apply

Please check below to confirm that you are eligible to apply

You must:

  • Spend over £300.00
  • Be at least 18 years of age
  • Have been a UK resident for 3 years or more
  • Be able to make repayments by Direct Debit
  • Be in regular employment (minimum of 16 hours per week)
    including self-employment, or in permanent residence with your partner who is in regular employment

Who Provides Finance

The Gas Centre & BBQ Shop Ltd acts as a credit broker and not the lender and only offers finance from V12 Retail Finance. V12 Retail Finance is a trading name of Secure Trust Bank PLC who acts as the lender.


Delivery

  • We can only deliver to the address given on the finance application
  • Goods must be signed for when delivering any order placed using the finance payment method
  • Goods cannot be left in a safe place, or delivered to an alternative location
  • Orders placed using the finance payment method will only be dispatched once we have received approval from V12 Retail Finance that the application has been completed

Unsuccessful Applications

V12 Retail Finance will inform us of any unsuccessful application. We will not be informed of the reasons why the application has been unsuccessful. There can be many reasons for the application to be declined. These may include

  • Not meeting eligibility criteria
  • Credit score
  • Adverse credit reference agency information
  • Overcommitment or account performance with other lenders

You may wish to appeal the decision made by V12 Retail Finance. If so you are advised to email: underwriting@v12finance.com or call 02920 468916 for advice. Please make sure that you have an up to date credit report before appealing to V12 Retail Finance.

Should the application be declined due to an error in the application process (such as spelling error or incorrect house number) please contact V12 Retail Finance on 02920 468916 for advice.


Deposit

All finance offers will require an minimum of 10% deposit. This will be taken once a successful application is complete. Should the application be completed using the online platform, the deposit will be taken online through the V12 Retail Finance secure payment system. 

Should the application be completed in-store or on the telephone we will collect the deposit once a successful application has been completed.


Need Help?

If you are unsure with any of the finance process please do not hesitate to contact us. We are always happy to help.


The Gas Centre & BBQ Shop Ltd acts as a credit broker, not a lender. Should you choose to purchase products from The Gas Centre & BBQ Shop Ltd using the finance payment method we will introduce you to our finance partners, V12 Retail Finance.
The Gas Centre & BBQ Shop Ltd is authorised and regulated by the Financial Conduct Authority - Reference No: 789383
Registered address: 145 High Street, Old Woking, Surrey, GU22 9JW
Company Number: 8474726


V12 Retail Finance Limited. Registered in England and Wales 4585692.

Authorised and regulated by the Financial Conduct Authority. Registration number: 679653.

Registered office: One Arleston Way, Solihull, B90 4LH

Correspondence address: 20 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.


V12 Retail Finance is a trading name of Secure Trust Bank PLC


Secure Trust Bank PLC. Registered in England and Wales 541132.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered Office for both: One Arleston Way, Solihull, B90 4LH.


For full terms and conditions for using V12 Retail Finance products please click here